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What is the best 1-year CD rate?

The best 1-year CD rate right now is 5.05% APY from Spectra Credit Union —2.7 times the national average rate for a 12-month CD. CD terms of 10 to 14 months are eligible for our 1-year rankings, with a maximum minimum deposit requirement of $25,000.

Which bank offers the highest paying one-year CD?

The highest paying one-year CD is currently offered by CIBC Bank USA, with an APY of 5.66%. Should I buy a CD now or wait? Now is the perfect time to put your money in a CD. Because of the Federal Reserve’s recent rate-hiking campaign, CD rates are the highest they’ve been in a long time.

What is the best 1 year CD?

The best 1-year CDs have low or no minimum deposit requirements and high interest rates. With the average certificate of deposit interest rate around 1.80%, the higher you go above that, the more money you’ll be able to save.

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